Help At Studies

Help at studies

Introduction

Before the parents’ concern for the university education of their children, various savings plans options arise with some differences between them. Among the most popular, and recommended by Condusef, we would find education insurance and trusts, and savings and investment funds. 

And given so many options, parents find a great dilemma and they don’t know what is the best choice among all of them. That’s what we are going to talk about today in this article. We will try to unravel each of the options to find among them the option that best suits your specific situation and your particular needs.

Developing

In this type of plan, an amount is stipulated for a time until it has the age at which the plan of the plan is agreed. This plan can be paid in different modalities, which makes it very attractive in that you can decide for the one that best suits your needs between monthly, semiannual or annual.

Life and compensation insurance

The most interesting thing about this type of plan is that it includes life insurance and therefore if the father or mother died, the insurance would take care of continuing to pay the fees to the expiration date or until reaching the total amount established. In what cases also includes compensation for death or inability of the insurance contractor.

At the expiration of the contract, the minor will receive his pre -established amount without being a condition to what the use of savings is destined.

It is also possible to withdraw the money in advance in an emergency or force majeure in some plans. Also known by its acronym as you are those units of value that are based on inflation.

The UDIS are born in 1995 in the first place to protect banks and secondly as an option for anyone to access a mortgage loan, even if it was not a candidate for it according to banking entities. The fundamental value of these investment units is the characteristic of maintaining the value of your money. That is, when you invest in you, what you are doing is protect your monetary heritage from the inflation that the economy of your country may have and make sure that, at the time of the withdrawal of money, your money has the same value it had when you entered itIn you.

Invest in UDIS

Investing in you we could finally say that it is saving in a more intelligent way than simply leaving your money in the bank. It is a good alternative for people who do not have much money, but they would like to start saving. If you have a good amount of money saved, it would may be better to look for another investment alternative that can generate good dividends or profits.

And once you have the savings it is necessary to think coldly in what the most appropriate career will be. Unless the student has a very strong vocational inclination for a specific career would be good to value before starting the university course, what are the most profitable university careers and which are the least.

In the end, if we take into account that university education requires high investment, it seems intelligent to study which will report us a greater benefit on the investment we have made. Let’s look at the analysis below to understand the situation a little more. Investment return at the public university vs. Private university

The ROI or investment return is what allows us to calculate how profitable it is to study one career with respect to another. Let’s look at the return percentages on investment in the following graphics for Public University and Private University. As we can see in the images, in the public university it is the Medicine career that is at the top of the best roi. However, in private university, these are education related to education that earns first place.

When an investment like this is made, we are now talking about education, but this learning will serve us for any other investment that we make in the future, several things should be considered: term, risk and expected ROI. The investment quality index is the relationship between the time and the amount of investment and the time in which the investment can be recovered, taking into account the unemployment risk.

Races that are more unemployed, therefore, will be considered at high risk while having a better quality index ratio will be considered better short and long term investments. Investment quality index: Public and private university All careers that are considered excellent in the quality index are the ones that have the best ROI in both institutions, however, it will take longer to recover the investment of the private one, since it is more expensive.

conclusion

We talk about careers such as those related to education, science, accounting and electronics. On the opposite side we find the most insecure, according to the index the "very insecure" and we would be talking about races such as those related to music, art, therapies, history and archeology. It means this, therefore, that these races have a very low ROI. 

Study at a private university: is it worth it or not? As we have been able to verify throughout this article, the ROI of each investment will depend on several factors such as the chosen race. However, there are quite a few differences between the ROI obtained in what careers depending on whether they are studied at the public university or in