The Risk and Term Structure of Interest Rates

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1. The Risk and Term Structure of Interest Rates
Introduction
Money rate is the amount due in proportion to the amount deposited, lent or borrowed. It also refers to the currency exchange rates. The following are the most critical money rates found even in the United States. The prime rate, the Treasury bill rate, and the federal funds rate.
The Prime Rate- This is a commonly used interest term for banking in the United States. Currently, the target range rate for the fed funds is 2.00- 2.25. The prime rate runs about 3% above the federal funds rate (Taylor 658). For example, Goldman Sachs enters United States savings market continuing consumer push.
Federal Funds Rate- This is the interest rate at which the depository institutions such as the credit unions and banks lend and reserve interest rates to other depository institutions overnight. It may also be called the target rate. The current federal funds rate is 2.00% in the United States, and this shows the health of the economy (Tailor, 2018). For example, the united states KKR to sell the majority stake in European Telecom firm.
Treasury Bill Rate- Treasury bill is a short-term obligatory debt given by the U.S government treasury department with a maturity of less than one year. The interest rate paid by the government of the United States to borrow money for different lengths of time is called treasury yield or treasury funds. The current Treasury bills are sold at a denomination of $1000 to a maximum of $5 million.

2. Privatization Agreement
Introduction
The 14th United States Constitution of the Equal Protection Clause protects all the citizens’ states from denial of any legal person within its jurisdiction.
It is expository to uncover as much as possible the background, skills, and qualifications of the employees while covering their privacy, right to work and their equalities (William 1974).
Protect all the employees because the amendment protection clause states that employees should not be discriminated of any opportunities.
Unintentionally eliminate employees who fail a drug test since this will not be within their jurisdiction and it is illegal.
On the social, cultural and the economic background, all the employees should be considered equal, and therefore none is to be chosen over the other.
Works cited
Taylor, John B. “The robustness and efficiency of monetary policy rules as guidelines for Rate setting by the European Central Bank.” Journal of Monetary Economics 43.3 (2018): 655-679.
Cohen, William. “Congressional Power to Interpret Due Process and Equal Protection.” Stan L. Rev. 27 (1974): 603.