Finance master’s studies

Topic: Explain why you intend to pursue your master’s in finance studies at this timeAs a naturally curious person particularly regarding trends in data, I have an insurmountable interest in finance. I gravitate towards economics because of its endless capabilities of unveiling the essence of various economic phenomena. I am applying for my master’s in Finance so that I can pursue my life mission: to become an outstanding portfolio manager with unparalleled competence.

I began preparing for this mission by cultivating a better understanding of the financial market and qualitative strength. My experience at UNNC Business School for the past four years has been unmatched. I was not only taught by internationally recognized professors but also English was the language of delivery and used U.K. textbooks. UNNC provides some CFA-related courses as a partner of CFA program partner. Mathematics and Finance are pre-requisites for the MMF program, and I laid a solid foundation in them all through the four years.

I acknowledge the importance of quantitative research in my career goals, and I have passionately dedicated myself to the same. Alongside a team of five members, we participated in Global Research Investment Challenge. I was involved in evaluating SFUN-Holding by NAV models, which is the global No.1 real estate Internet portal. Also, I found a skew stock return pattern after programming and regression analysis of historical stock returns. Because of our excellent performance, we won the intramural competition, and the Dean of UNNC further selected me as a research assistant, the only undergraduate student.

For a more practical experience, I explored further into Chinese real estate industry during my internship at CITIC Securities. After in-depth research, we found that current development of Chinese real estate sector survived gross inequality. Specifically, high housing demand consistently drove up house prices in first-tier cities and second-tier cities in China, whereas 30% of houses cannot be sold out in third-tier cities due to oversupply.

dditionally, the newly published policy made it difficult for SMEs to finance, for example, low credit resulted in low level of loans. This situation can be resolved through innovative financing solutions. The core module Advanced Corporate Finance and Fixed Income Analysis in your program would surely equip me with a comprehensive understanding to find out these solutions.

My internships at CITIC Securities and HSBC were instrumental in the cultivation of my non-quantitative financial insights. I familiarized with market liquidity power, coupled with sentiment where I noted that it may not attain accurate analyzation with the use of a quantitative approach. I learned about how the viewpoints of individuals influence asset prices while working in the investment department of CITIC Securities. Also, I got a better understanding of the criticality concerning the supply and liquidity of money when it comes to banks and the entire globe at the HSBC’s Corporate Banking Department.

I acknowledge the essentiality of risk management in portfolio investment, and I seek to learn more on the same. The MMF program offers courses such as market risk management and financial management which provide me with an understanding of the fluctuating risks and the dynamic market. With such a dynamic financial market, I believe the MMF program will pave the way for my ultimate career goal of becoming a portfolio manager.